Shopify costs can include payment-processing rates and, when an external payment provider is used, third-party transaction fees depending on the plan and location. These are different charges. The rate and applicability depend on the store’s billing country, plan, payment method, and use of Shopify Payments. Verify the current terms for your market before forecasting costs.
How Inficial approaches it
Separate payment processing from platform transaction fees
Model domestic and international cards, alternative payment methods, refunds, currency conversion, chargebacks, and external-gateway rules where relevant. A blended rate based on your actual payment mix is more useful than one advertised number.
Payment-cost inputs
- Shopify plan and billing country
- Shopify Payments availability and eligibility
- Domestic, international, and alternative payment mix
- External gateway and transaction-fee rules
- Refund, chargeback, and currency-conversion treatment
